The Commissioner’s Office cannot give legal advice. The following are frequently asked questions that are procedural:
[+] As a home owner, do I qualify for any federal loan assistance?
To check eligibility, please click Making Home Affordable or the link at the bottom of the page. Making Home Affordable is an official program of the Departments of the Treasury & Housing and Urban Development.
[+] What is a right of redemption?
If your home sells at auction for less than two-thirds (2/3) of the appraised value, you have a right of redemption. This is a right giving you six months to repay to the purchaser the purchase price plus 10% per annum to reclaim your property. KRS 426.530
[+] I know I'm going to lose my home. What do I do now?
[+] Where can I find legal assistance?
You may be able to locate an attorney through the Kentucky Lawyer Referral Service. The Legal Aid Society hosts foreclosure clinics and if you qualify, may provide legal assistance.
[+] Where can I find a copy of the local rules?
The local rules may be found here.
[+] Where can I find out about conciliation conferences?
Information about the concilation docket can be found in the guidelines in the Defendants section.