The Commissioner’s Office cannot give legal advice. The following are frequently asked questions that are procedural:
[+] I just purchased property at the commissioner sale. What do I need to do now?
Discuss with an attorney the necessity for a title search. Thirty (30) days from the date of sale, the balance of the bid price needs to be paid into the
Commissioner’s Office. Interest is at the judgment rate on the unpaid balance. The interest rate is noted on the sales handbill.
You are entitled to possession of the property after the Report of Sale has been confirmed by the Court. This can happen any time ten (10) days after the
Report of Sale has been filed in the Court record.
This office does not have keys. The party whose judgment under which the property was sold or its attorney may have keys.
The original property owners have a right to those funds, and may file a claim for excess funds.
The Court can enter a writ of possession directing the sheriff of Jefferson County to set the individuals and their property out.
The homeowner has a six month right of redemption.
It is a right held by the property owner giving them six months to repay to the purchaser the amount of money paid into the Commissioner plus 10% per
annum. KRS 426.530
The Commissioner’s deed will be in the name of the purchaser at the Commissioner’s Sale.
Payments are made at the Commissioner's Office, accompanied by an order paying money into court, confirming the sale and requesting issuance of deed.
Note: Cash payments are not accepted at the Master Commissioner's office. Cash payments (capped at $10,000 per purchaser per sale date) are only
accepted for sale bids at the judicial sale. In no event shall an amount greater than $10,000 in cash be deposited to complete the terms of the sale.
Jefferson County Judicial Center, 700 W. Jefferson Street, 2nd Floor - Jury Pool Room, Louisville, Kentucky.
Only if the individuals in possession allow it.
It is the responsibility of the purchaser at the Commissioner’s Sale to insure the property, to the extent of the purchaser’s interest, until purchaser takes full
No such list is maintained. The Commissioner’s Office does not create a mailing list or mail information to individuals. The website has a list of properties
which are going to be sold.
The Report of Sale is filed within three business days of the sale. The sale then sets for 10 days before you can file a motion and order with the court to pay
in the purchase price plus interest, and request for confirmation of the sale and the issuance of the deed.
Note: If you have paid the full balance at the sale, you are still required to file a motion and order with the court to request confirmation of the sale and the
issuance of the deed.
You or your attorney may file a written objection with the court. Rule 504.
You run the risk of losing any monies you have paid up to that point. If the property is rescheduled for sale and sells for the second time for less than what
you paid for it, you may be liable for the difference.
Note: If you were approved for a surety bond through this office, your bond may be subject to revocation.
A bond is not necessary if the purchaser pays in cashier's check, money order, or cash (cash is capped at $10,000 per purchaser per sale date). Otherwise,
a pre-approved bond must be filed with a 10% deposit, both of which must be provided by the purchaser at the sale.
If a purchaser does not have a bond and at least 10%, or full payment at the time of sale, the Commissioner will have to re-sell the property, and the
purchaser who did not complete the terms of sale may be asked to leave the sale.
Note: This office will review for approval all submissions filed before 2:00 PM the day before the sale.